Certificates of Deposit

Certificates of Deposit (CDs) provide a guaranteed return with fixed rates and a choice of terms. They provide increased financial security knowing your funds are FDIC-insured up to the maximum allowable limits.

Terms Available

Our CD terms vary in length to accommodate anyone ready to save while earning interest:

  • 1 - 3 months
  • 3 - 6 months
  • 6 - 12 months
  • 12 - 24 months
  • 24 - 48 months
  • 48 and over
  • 18 month variable rate, multiple deposit
  • Jumbo Certificate

Interest Rate

  • Fixed and Variable Interest Rates Available
  • Interest begins accruing on deposit date and compounds daily
  • Special Rates offered for Jumbo Certificates and are quoted daily

Account Terms

  • $500 minimum deposit required for Fixed Interest Rate CDs
  • $100 minimum deposit required for Variable Interest Rate CDs
  • No monthly service fees
  • Penalty imposed for early withdrawal